---
canonical: "https://www.softatlas.io/betterment/products/solo-401-k"
name: "Solo 401(k)"
provider: "Betterment"
category: "Finance / Banking & Accounts / Robo-Advisors"
review_count: 0
ai_powered: false
website: "https://www.betterment.com/solo-401k"
updated: "2026-07-20"
---

# Solo 401(k)

By [Betterment](/betterment.md)

A retirement account with a high contribution limit for self-employed individuals.

## Features
- Contribute up to $72,000 as both employer and employee
- Choose between traditional or Roth contributions
- Add an eligible spouse at no extra cost
- Automate investment in a globally diversified portfolio
- Manage and fund your account completely online
- Track contributions automatically for tax simplification
- Roll over old retirement accounts digitally
- Qualify for a $500 tax credit per year for 3 years

## Built for
EXECUTIVES, OPERATIONS

Source: https://www.softatlas.io/betterment/products/solo-401-k