---
canonical: "https://www.softatlas.io/defacto/products/defacto-core"
name: "Defacto Core"
provider: "Defacto"
category: "Finance / Banking & Accounts / Business Credit & Lending"
review_count: 0
ai_powered: false
website: "https://www.getdefacto.com/core"
updated: "2026-06-18"
---

# Defacto Core

By [Defacto](/defacto.md)

Defacto Core provides modern credit infrastructure for banks and financial institutions, including instant onboarding, AI-native scoring, and risk monitoring.

## Features
- Enable instant onboarding with automated KYC/KYB verification
- Perform real-time credit scoring and underwriting using AI analytics
- Monitor risks proactively to anticipate defaults
- Automate payments and reconciliation processes
- Provide flexible financing products like factoring and B2B BNPL
- Integrate seamlessly with existing financial tools via API
- Deploy quickly with plug-and-play integration
- Comply with ACPR and European banking regulations

## Built for
OPERATIONS, EXECUTIVES

Source: https://www.softatlas.io/defacto/products/defacto-core