---
canonical: "https://www.softatlas.io/defacto/products/defacto-direct"
name: "Defacto Direct"
provider: "Defacto"
category: "Finance / Banking & Accounts / Business Credit & Lending"
review_count: 0
ai_powered: false
website: "https://www.getdefacto.com/platform"
updated: "2026-06-18"
---

# Defacto Direct

By [Defacto](/defacto.md)

Defacto Direct provides instant invoice and working capital financing solutions for European SMBs, allowing businesses to access cash flow on demand with transparent fees.

## Features
- Provide instant invoice financing
- Offer working capital financing
- Analyze 153 indicators in real time for credit scoring
- Enable instant fund transfers
- Allow financing without personal guarantees
- Support financing for accounts receivable
- Facilitate supplier invoice financing
- Offer Treasury Flex for spreading cash flow needs

## Built for
OPERATIONS, EXECUTIVES

Source: https://www.softatlas.io/defacto/products/defacto-direct