---
canonical: "https://www.softatlas.io/gocardless/products/payto"
name: "PayTo"
provider: "GoCardless"
category: "Commerce / Payment Platforms / Payment Orchestration"
review_count: 0
ai_powered: false
website: "https://gocardless.com/en-au/solutions/payto"
updated: "2026-06-18"
---

# PayTo

By [GoCardless](/gocardless.md)

PayTo is a service that allows businesses to collect instant bank payments, both one-off and recurring, from customers. It helps reduce card fees, combat fraud, and minimize failed payments.

## Features
- Initiate secure, one-off or recurring bank payments
- Integrate seamlessly with existing checkout processes
- Verify customers instantly to reduce fraud
- Receive real-time payment confirmation
- Migrate customers to PayTo mandates effortlessly
- Set up flexible recurring payment plans
- Receive instant notifications for payment success or cancellations
- Integrate with 350+ platforms including Xero and Chargebee

## Built for
OPERATIONS, EXECUTIVES, CUSTOMER_SUPPORT

Source: https://www.softatlas.io/gocardless/products/payto