Holvi

Holvi is a licensed payment institution that offers online business accounts to self-employed professionals, founders and small teams. Customers open an account with an IBAN, receive physical and virtual Mastercard payment cards and send or receive international transfers. The same app lets them create and send invoices, follow incoming payments, attach receipts to transactions and categorize spending so that bookkeeping is ready for their accountant or bookkeeping software. Depending on the country, Holvi also provides business credit, interest-bearing savings accounts, an online store and an investment tool for German limited companies. The service is regulated in Finland, Germany and Austria and is offered with plans tailored to each of these markets.