Marqeta

Marqeta provides the infrastructure companies use to build and run their own card programs. Through open APIs, customers issue physical, virtual and tokenized cards, process transactions and decide in real time whether each payment is approved, using Just-in-Time Funding and configurable spend controls. The platform covers debit, prepaid and credit products, with credit servicing, rewards and underwriting support. Program management services handle compliance, risk and fraud monitoring and relationships with issuing banks and card networks, while a UX toolkit helps teams ship cardholder experiences faster. Customers include digital banks, expense management providers, buy now pay later firms, delivery platforms and commercial payment companies.