---
canonical: "https://www.softatlas.io/plaid/products/transactions"
name: "Transactions"
provider: "Plaid"
category: "Finance / Accounting / Financial Reporting"
review_count: 0
ai_powered: false
website: "https://plaid.com/en-eu/products/transactions"
updated: "2026-07-20"
---

# Transactions

By [Plaid](/plaid.md)

Offers access to two years of categorized transaction data to enhance financial management and insights.

## Features
- Retrieve up to two years of transaction data, including merchant and category information
- Receive continuous transaction updates via webhook notifications
- Ensure PSD2 compliant integrations for secure access to the European financial ecosystem
- Provide detailed transaction insights for financial management
- Support personal finance management with categorized transactions
- Facilitate business financial management with transaction data
- Enhance lending processes by assessing borrower’s bank transactions, income, and expenses
- Enable interaction with bank accounts and investments for banking and wealth management

## Built for
DEVELOPERS, OPERATIONS, EXECUTIVES

Source: https://www.softatlas.io/plaid/products/transactions