Rosaly

Rosaly provides employers with a financial wellbeing program for their employees. Its core service lets staff request an advance on salary already earned, at any time of the month, which helps them avoid bank overdraft fees and consumer credit. The platform also detects the social benefits each employee may be entitled to, offers step-by-step budget coaching with financial experts, and gives access to discounted shopping cards from partner retailers. Companies roll it out as an employee benefit without changing their payroll process, and HR teams use it to support retention and purchasing power. Rosaly targets mid-sized and large employers, including restaurant and retail groups with many frontline workers.