---
canonical: "https://www.softatlas.io/stacks/benchmark/french-tech-120/finance"
name: "All Finance tools used by the French Tech 120"
cohort: "French Tech 120"
category: "Finance"
companies_listed: 120
tools_identified: 36
updated: "2026-09-20"
---

# All Finance tools used by the French Tech 120

38 of the 120 companies have at least one Finance tool identified, 36 tools in all. Every percentage is a share of the full 120, so every figure is a floor.

Functions: Accounting (13 tools), Spend & Expense Management (10 tools), Billing & Invoicing (4 tools), Financial Planning (FP&A) (5 tools), Banking & Accounts (4 tools).

## The 10 most adopted tools

1. [Spendesk](https://www.softatlas.io/spendesk), 13% (16 companies), rated 4.5/5 on Soft Atlas (2 reviews)
2. [Pennylane](https://www.softatlas.io/pennylane), 6% (7 companies), rated 5/5 on Soft Atlas (11 reviews)
3. [Pigment](https://www.softatlas.io/pigment), 6% (7 companies), rated 5/5 on Soft Atlas (1 review)
4. [Navan](https://www.softatlas.io/navan), 5% (6 companies), rated 2.5/5 on Soft Atlas (1 review)
5. [Payflows](https://www.softatlas.io/payflows), 4% (5 companies)
6. [Najar](https://www.softatlas.io/najar), 3% (4 companies)
7. [Upflow](https://www.softatlas.io/upflow), 3% (4 companies)
8. [Spiko](https://www.softatlas.io/spiko), 3% (3 companies)
9. [Swan](https://www.softatlas.io/swan), 3% (3 companies)
10. [Agicap](https://www.softatlas.io/agicap), 2% (2 companies)

The other 26 are listed for Soft Atlas members at https://www.softatlas.io/stacks/benchmark/french-tech-120/finance.

Benchmark: https://www.softatlas.io/stacks/benchmark/french-tech-120

Source: https://www.softatlas.io/stacks/benchmark/french-tech-120/finance