--- canonical: "https://www.softatlas.io/stacks/benchmark/impact-40-120/finance" name: "All Finance tools used by the Impact 40/120" cohort: "Impact 40/120" category: "Finance" companies_listed: 120 tools_identified: 17 updated: "2026-10-08" --- # All Finance tools used by the Impact 40/120 17 of the 120 companies have at least one Finance tool identified, 17 tools in all. Every percentage is a share of the full 120, so every figure is a minimum. Functions: Accounting (1 tool), Spend & Expense Management (5 tools), Billing & Receivables (5 tools), FP&A & Treasury (1 tool), Procurement & Accounts Payable (2 tools), Business Banking & Financing (3 tools). ## The 10 most adopted tools 1. [Pennylane](https://www.softatlas.io/pennylane), 3% (4 companies), rated 4.9/5 on Soft Atlas (12 reviews) 2. [Spendesk](https://www.softatlas.io/spendesk), 3% (3 companies), rated 3.8/5 on Soft Atlas (5 reviews) 3. [Agicap](https://www.softatlas.io/agicap), 2% (2 companies) 4. [Hyperline](https://www.softatlas.io/hyperline), 2% (2 companies), rated 4/5 on Soft Atlas (2 reviews) 5. [Payflows](https://www.softatlas.io/payflows), 2% (2 companies) 6. [Revolut](https://www.softatlas.io/revolut-ltd), 2% (2 companies), rated 5/5 on Soft Atlas (2 reviews) 7. [Chargebee](https://www.softatlas.io/chargebee), 1% (1 company), rated 4.8/5 on Soft Atlas (2 reviews) 8. [Cleavr](https://www.softatlas.io/cleavr), 1% (1 company) 9. [Defacto](https://www.softatlas.io/defacto), 1% (1 company) 10. [Eldorado](https://www.softatlas.io/eldorado), 1% (1 company) The other 7 are listed for Soft Atlas members at https://www.softatlas.io/stacks/benchmark/impact-40-120/finance. Benchmark: https://www.softatlas.io/stacks/benchmark/impact-40-120 Source: https://www.softatlas.io/stacks/benchmark/impact-40-120/finance