---
canonical: "https://www.softatlas.io/stacks/benchmark/next40/finance"
name: "All Finance tools used by the Next40"
cohort: "Next40"
category: "Finance"
companies_listed: 40
tools_identified: 21
updated: "2026-09-15"
---

# All Finance tools used by the Next40

15 of the 40 companies have at least one Finance tool identified, 21 tools in all. Every percentage is a share of the full 40, so every figure is a floor.

Functions: Accounting (7 tools), Spend & Expense Management (5 tools), Billing & Invoicing (2 tools), Financial Planning (FP&A) (4 tools), Banking & Accounts (3 tools).

## The 10 most adopted tools

1. [Spendesk](https://www.softatlas.io/spendesk), 18% (7 companies), rated 4.5/5 on Soft Atlas (2 reviews)
2. [Payflows](https://www.softatlas.io/payflows), 13% (5 companies)
3. [Pigment](https://www.softatlas.io/pigment), 10% (4 companies), rated 5/5 on Soft Atlas (1 review)
4. [Najar](https://www.softatlas.io/najar), 8% (3 companies)
5. [Navan](https://www.softatlas.io/navan), 8% (3 companies), rated 2.5/5 on Soft Atlas (1 review)
6. [Spiko](https://www.softatlas.io/spiko), 8% (3 companies)
7. [Defacto](https://www.softatlas.io/defacto), 5% (2 companies)
8. [Pennylane](https://www.softatlas.io/pennylane), 5% (2 companies), rated 5/5 on Soft Atlas (11 reviews)
9. [Swan](https://www.softatlas.io/swan), 5% (2 companies)
10. [Upflow](https://www.softatlas.io/upflow), 5% (2 companies)

The other 11 are listed for Soft Atlas members at https://www.softatlas.io/stacks/benchmark/next40/finance.

Benchmark: https://www.softatlas.io/stacks/benchmark/next40

Source: https://www.softatlas.io/stacks/benchmark/next40/finance