--- canonical: "https://www.softatlas.io/stacks/benchmark/y-combinator-top-companies/finance" name: "All Finance tools used by the Y Combinator Top companies" cohort: "Y Combinator Top companies" category: "Finance" companies_listed: 74 tools_identified: 19 updated: "2026-09-15" --- # All Finance tools used by the Y Combinator Top companies 19 of the 74 companies have at least one Finance tool identified, 19 tools in all. Every percentage is a share of the full 74, so every figure is a floor. Functions: Accounting (9 tools), Spend & Expense Management (6 tools), Billing & Invoicing (1 tool), Financial Planning (FP&A) (1 tool), Banking & Accounts (2 tools). ## The 10 most adopted tools 1. [Brex](https://www.softatlas.io/brex-inc), 5% (4 companies) 2. [Pigment](https://www.softatlas.io/pigment), 5% (4 companies), rated 5/5 on Soft Atlas (1 review) 3. [Plaid](https://www.softatlas.io/plaid), 5% (4 companies) 4. [Spendesk](https://www.softatlas.io/spendesk), 3% (2 companies), rated 4.5/5 on Soft Atlas (2 reviews) 5. [Tipalti](https://www.softatlas.io/tipalti), 3% (2 companies) 6. [Avalara](https://www.softatlas.io/avalara), 1% (1 company) 7. [Carta](https://www.softatlas.io/carta), 1% (1 company) 8. [ClearBank](https://www.softatlas.io/clearbank), 1% (1 company) 9. [Fathom](https://www.softatlas.io/fathom), 1% (1 company) 10. [HighRadius](https://www.softatlas.io/highradius), 1% (1 company) The other 9 are listed for Soft Atlas members at https://www.softatlas.io/stacks/benchmark/y-combinator-top-companies/finance. Benchmark: https://www.softatlas.io/stacks/benchmark/y-combinator-top-companies Source: https://www.softatlas.io/stacks/benchmark/y-combinator-top-companies/finance