---
canonical: "https://www.softatlas.io/swan/products/card-programs"
name: "Card Programs"
provider: "Swan"
category: "Industry Software / Fintech Platforms / Banking-as-a-Service"
review_count: 0
ai_powered: false
website: "https://www.swan.io/card-programs"
updated: "2026-06-18"
---

# Card Programs

By [Swan](/swan.md)

Design customizable and compliant card programs with Swan to streamline payments for you or your customers, turning payments into a growth lever.

## Features
- Launch customizable card programs for HR benefits and healthcare
- Issue virtual and physical cards instantly
- Set custom spending rules based on amounts, merchant categories, and location
- Monitor transactions in real-time
- Automate SEPA direct debit for reimbursements
- Integrate cards with booking and payment systems for travel
- Provide 3-D Secure for enhanced online payment security
- Manage cardholders and adjust limits via API

## Built for
OPERATIONS, EXECUTIVES, DEVELOPERS

Source: https://www.softatlas.io/swan/products/card-programs