---
canonical: "https://www.softatlas.io/tink/products/expense-check"
name: "Expense Check"
provider: "Tink"
category: "Finance / Spend & Expense Management / Expense Management Platforms"
review_count: 0
ai_powered: false
website: "https://tink.com/products/expense-check"
updated: "2026-07-29"
---

# Expense Check

By [Tink](/tink.md)

Expense Check determines spending patterns and recurring monthly expenses.

## Features
- Determine spending patterns and recurring monthly expenses
- Assess client affordability in real time
- Fetch and analyze end-user expenses with a standardized JSON report
- Identify discretionary spending outside of key categories
- Access multiple real-time data points for lending decisions
- Evaluate applicant's income, expense, and risk behavior
- Integrate with European banks through a PSD2-compliant API
- Test integration scenarios without real bank credentials

## Built for
OPERATIONS, EXECUTIVES

Source: https://www.softatlas.io/tink/products/expense-check