---
canonical: "https://www.softatlas.io/tink/products/risk-insights"
name: "Risk Insights"
provider: "Tink"
category: "Data & Analytics / Data Governance & Catalog / Data Discovery Tools"
review_count: 0
ai_powered: true
launched: 2020
website: "https://tink.com/products/risk-insights"
updated: "2026-07-29"
---

# Risk Insights

By [Tink](/tink.md)

Risk Insights assess creditworthiness with real-time, verified data, providing insights into spending behaviors.

## Features
- Assess creditworthiness using real-time bank transaction data
- Track income spent on gambling over a specified period
- Analyze loan amounts, repayments, and repayment to loan ratio
- Monitor overdraft occurrences and transactions with negative balance
- Review payments made to collection agencies
- Integrate with a PSD2-compliant open banking API
- Configure and analyze performance through Tink Console
- Perform risk assessments directly from bank transactions

## Built for
OPERATIONS, EXECUTIVES

Source: https://www.softatlas.io/tink/products/risk-insights