---
canonical: "https://www.softatlas.io/xendit/products/banking-as-a-service"
name: "Banking as a Service"
provider: "Xendit"
category: "Industry Software / Fintech Platforms / Banking-as-a-Service"
review_count: 0
ai_powered: false
website: "https://www.xendit.co/en/products/banking-as-a-service"
updated: "2026-07-20"
---

# Banking as a Service

By [Xendit](/xendit.md)

Enables businesses to create and manage co-branded bank accounts or e-wallets, expanding their financial service offerings.

## Features
- Create and manage co-branded bank accounts or e-wallets
- Screen customers and onboard them as corporate or individual accounts
- Pay to other accounts via local banks or QR code
- Configure limits, fees and interest rates
- Scan QR codes for a seamless offline payment experience
- Access 450+ payment destinations with Xendit's payments and payout APIs
- Launch cards with your own branding and own the full UI experience
- Gain deep insights to enhance user experience and uncover actionable patterns from transaction data

## Built for
OPERATIONS, EXECUTIVES, DEVELOPERS

Source: https://www.softatlas.io/xendit/products/banking-as-a-service