--- canonical: "https://www.softatlas.io/zip/products/zip-money" name: "Zip Money" provider: "Zip" category: "Finance / Banking & Accounts / Business Credit & Lending" review_count: 0 ai_powered: false website: "https://zip.co/au/zip-money" updated: "2026-07-29" --- # Zip Money By [Zip](/zip.md) Zip Money offers a credit solution for larger purchases, with credit limits up to $5,000 and interest-free periods of up to 5 years, allowing users to spread the cost over time. ## Features - Provide credit limits up to $5,000 - Offer up to 5 years interest-free periods - Allow flexible repayment schedules - Enable bill payments with BPAY® - Generate single-use cards for secure transactions - Earn instant cashback with rewards partners - Shop online and instore with a digital Visa card - Increase credit limit after 6 months of account usage ## Built for OPERATIONS, EXECUTIVES Source: https://www.softatlas.io/zip/products/zip-money