Payhawk

Payhawk is an all-in-one spend management platform that brings company cards, expense management, accounts payable, procurement and business travel together in a single solution for finance teams.

• Company cards: employees pay with physical or virtual cards configured with spending limits, merchant restrictions and policies, so control is built in from the first transaction.
• Expense management: receipts are captured instantly in the mobile app, and out-of-pocket expenses, mileage and per diems are submitted and reimbursed quickly, with no paperwork.
• Accounts payable: supplier invoices are captured automatically, routed through configurable approval workflows and paid by bank transfer, all in one place.
• Procurement: purchase requests, purchase orders and budgets give finance control before money is spent, not after.
• Travel: business trips are booked and managed within the same platform, keeping travel spend visible and compliant.
• Accounting and close: transactions are coded, reconciled and synced to the accounting or ERP system through native integrations (NetSuite, Xero, SAP, Microsoft Dynamics, Sage…). AI agents automate repetitive tasks such as receipt matching and coding, which shortens month-end close.
• Multi-entity and multi-currency: native support for multiple entities and currencies gives CFOs a real-time, consolidated view of spend across countries and subsidiaries.

Payhawk is trusted by mid-size and international companies that want to replace a patchwork of tools with one platform, gain full control over spending and scale their finance operations without adding headcount.