Payhawk

Payhawk combines company cards, expense management, accounts payable and procurement in one product for finance teams. Employees pay with physical or virtual cards that carry spending limits and policies, photograph receipts in the mobile app, and submit reimbursements. Supplier invoices are captured, routed through approval workflows and paid by bank transfer, while purchase requests and budgets give finance control before money is spent. Transactions are reconciled and pushed to the accounting or ERP system, with integrations to tools such as NetSuite and Xero. It supports several entities and currencies, and is used by mid-size and international companies that want one view of spending across countries.