Online business account for small companies and freelancers, with cards, invoicing and bookkeeping.

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About Qonto

Qonto is a business account opened and run entirely online. The account comes with an IBAN, transfers and direct debits, and physical and virtual cards for the team. Around it, Qonto adds the finance tools a small company needs: customer invoicing, including electronic invoicing, receipts collected and matched to payments, and connections to accounting software. It also offers credit solutions and online company creation. It is used by freelancers, startups and small and mid-sized companies in Europe.

Listed inBusiness Banking & FinancingasBusiness Bank Accounts, Business Financing & Lending

How teams use Qonto

1 Soft Atlas article · 3 vendor videos

Media

2
Classic review
Josselin D.

Founder / CEO·Administrator·Kano·France·used it More than 2 years

5
September 2026

Simple et efficace

On utilise Qonto au quotidien pour gérer les finances de notre société et c'est un vrai gain de temps. L'ouverture de compte a été rapide, l'interface est claire et l'appli mobile très pratique. La gestion des cartes pour l'équipe. Le support est réactif quand on en a besoin. Je recommande à toutes les PME et startups qui veulent une banque pro moderne et sans prise de tête.

Classic review
Henri D.

Founder / CEO·Frequent User·Newtone·France·used it More than 2 years

5
September 2026

Best business bank I tried

Easy to use, efficient, sleek. Nothing to say, Qonto has been our partner since the launch of Newtone and they have by far the best product

Quick review
Audrey P.

Founder / CEO·Frequent User·Sucrine Club·France

4
September 2026

I have been a Qonto customer for five years, and overall, I think it is a great product that meets my business needs very well. The platform is comprehensive, easy to use and has developed significantly over the years. However, I find it difficult to understand why my monthly fee has doubled when I still use the same number of features. I have also noticed that some new features seem to have been released too quickly and do not always feel fully polished. Qonto remains a very good solution, but I would appreciate pricing that better reflects actual usage.

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